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A Fintech Company For Central Banks

We build software to make the core financial infrastructure inclusive and resilient by design.

Our key Drivers

Why Central Banks?

We believe central banks need to innovate in order to deliver on the mandate of maintaining financial stability and efficient payment infrastructure for all. Our approach maps policy frameworks to technologies that can execute as intended.

Why Emerging, Developing & Transitional Markets?

There is a clear need and demand for modern payment infrastructure across the Africa and Caribbean regions. The financial market infrastructure in emerging, developing and transitional markets is cash heavy, inefficient and exclusive to many.

The Team

Carmelle Cadet
Founder & CEO

Carmelle is an experienced Finance and Business Leader in the Enterprise IT sector, with specializations in Emerging Markets, Financial Services and Blockchain Technologies.

Diane Maurice
Chief Risk & Policy Officer

D. R. Maurice is a former Federal Reserve Bank supervisor with over 25 years of experience as an international banker in New York, London and San Francisco.

Nikola Toshev
CTO

Nikola has been building software and teams that build software for more than 20 years. He has worked with stock exchange trading, financial technology in general, blockchain and cryptography, and machine learning.

Nita Saint-Hilaire
Head of Product
Solomon Afranie
Business Analyst, Ghana

Business Analyst and Design Thinking Facilitator

Our Advisors

Merline Saintil
Advisory Board Member - Strategy, Product Management, Management.

Current Board Member of GitLab, SPAC. Former COO at Intuit.

Akin Sawyerr
Advisory Board Member - Strategy, Blockchain, Africa.

Current Fintech Advisor and Investor. Former IMF

Natasha Bansgopaul
Advisory Board Member - Strategy, Fintech Growth, Operations.

Co-Founder and COO of DarcMatter (DM), Konstellation, and VegaX

Andrew Lundsten
Advisory Board Member - Strategy, Finance & Operations, Former Stripe and PwC

Our broader team is distributed across the Caribbean, Europe, Asia and Africa

Our Partners